Manappuram Asset Finance

Why Choose Manappuram Gold Loans?

Quick Approval and Disbursal: Our streamlined processes ensure that your loan is approved and disbursed in just few minutes. No lengthy paperwork, no hassle.
Attractive Interest Rates: We offer attractive interest rates in the industry, making it comfortable for you to manage your finances.
High Loan-to-Value Ratio: Get the maximum value for your gold ornaments with our high loan-to-value ratio, ensuring you to get the funds you need without compromising on the value of your assets.
Flexible Release and Repayment Options: Choose from a variety of repayment options that suit your financial position. We offer the facility for part release of pledged gold ornaments, enabling customers to redeem a portion of their gold while maintaining the remaining balance as collateral for their loan.
Secured Storage: Your gold ornaments are stored in highly secured vaults, giving you peace of mind that your assets are safe with us and same will be insured.
Transparent Process: No hidden charges or fees. Our loan process is completely transparent, ensuring you know exactly what you're signing up for.

How It Works

Visit Our Branch: Bring your gold ornaments to any of our branches. Our expert appraisers will assess the value of your gold ornaments.
Loan Approval: Based on the appraisal, our team will quickly process your loan application. You can receive the loan amount within minutes.
Receive Funds: Once approved, the loan amount is disbursed immediately into your bank account.
Repayment: Select a repayment plan that suits your needs. We offer flexible tenure to ensure you can repay the loan comfortably.

Eligibility Criteria

Age: Applicant must be at least 18 years old.
Gold Purity: The gold ornaments should have a minimum purity of 18 karats.
Gold Ownership: The applicant should own the gold being pledged for the loan.

Required Documents

Identity Proof: Aadhaar Card, Passport, Voters ID, Driving License or NREGA Card
Address Proof: Utility Bills, Passport, Voter ID, or Ration Card.
Bank Documents: Bank pass book
Other Documents PAN Card (Optional)

Frequently Asked Question

General Information Application Process Eligibility and Requirements Loan Details Repayment and Charges Post-Loan Processes

A Gold Loan is a secured loan where you pledge your gold ornaments as collateral to borrow funds.

Yes, your gold is kept securely in our highly secure vaults, ensuring its safety until you repay the loan and retrieve it.

You can apply for a Gold Loan by visiting any of our branches with your gold ornaments and valid identification documents. Our representatives will assist you with the application process.

Currently, Gold Loans can be applied for at our branches. However, you can repledge online, to get more information contact your nearest Manappuram Asset Finance Ltd branch.

The applicant must be an Indian citizen.
The applicant must own gold ornaments to be pledged.
There is no minimum or maximum age limit, but applicants should be capable of repaying the loan.

Identity Proof (Aadhar Card, Passport, Voter ID, etc.)
Address Proof (Utility bills, Aadhar Card, etc.)
Bank Pass Book

The loan amount is determined based on the value and purity of the gold pledged. Manappuram Asset Finance Limited offers a percentage of the market value of the gold as the loan amount.

The interest rate for Gold Loans varies and is competitive. Please contact our branch or visit our website for the latest interest rates.

The loan tenure for a Gold Loan can range from a few months to a few years, depending on the borrower's preference and the terms agreed upon.

You can repay the Gold Loan in EMIs (Equated Monthly Installments) or as a lump sum. Repayment options will be explained during the loan disbursement process.

Yes, you can prepay your Gold Loan at any time. Please check with your branch for any applicable prepayment charges.

If you are unable to repay the loan on time, interest will continue to accrue on the outstanding amount. Prolonged non-repayment may lead to the auction of the pledged gold to recover the dues.

A nominal processing fee is charged for Gold Loans. Please check with your branch for the exact fee structure.

Yes, you can renew your Gold Loan by paying the interest due. The loan tenure will be extended as per the terms agreed upon during renewal.

Once you have repaid the loan in full, you can visit the branch with the loan closure receipt to retrieve your pledged gold ornaments.

GOLD LOAN

Welcome to Manappuram Asset Finance Limited

Your Trusted Partner in Gold Loans

Please take a moment to explore our gold loan services.

Gold Loan Calculator

Why Choose Manappuram Gold Loans?

How It Works

Eligibility Criteria

Required Documents

Gold Loan Operational Schemes

Gold Loan Charges

Gold Loan Terms and Conditions

Frequently Asked Question

Contact Us

GOLD LOAN

Welcome to Manappuram Asset Finance Limited

Your Trusted Partner in Gold Loans

Please take a moment to explore our gold loan services.

Gold Loan Calculator

Why Choose Manappuram Gold Loans?

How It Works

Eligibility Criteria

Required Documents

Gold Loan Operational Schemes

Gold Loan Charges

Gold Loan Terms and Conditions

Frequently Asked Question

What is a Gold Loan?

Is my gold safe with Manappuram Asset Finance Limited?

How can I apply for a Gold Loan with Manappuram Asset Finance Limited?

Can I apply for a Gold Loan online?

What are the eligibility criteria for a Gold Loan?

What documents are required for a Gold Loan?

How is the loan amount determined?

What is the interest rate for Gold Loans?

What is the loan tenure for a Gold Loan?

How do I repay the Gold Loan?

Can I prepay my Gold Loan?

What happens if I am unable to repay the loan on time?

Is there any processing fee for a Gold Loan?

Can I renew my Gold Loan?

What is the process to retrieve my gold after loan repayment?

Contact Us