Manappuram Asset Finance

Manappuram Asset Finance Online Gold Loan

Get Instant Funds with Manappuram Asset Finance Online Gold Loan

Manappuram Asset Finance Limited offers a seamless and convenient way to access funds through our Online Gold Loan service. Leveraging the value of your Gold Ornaments, you can secure a quick and hassle-free loan from the comfort of your home. Our Online Gold Loan is designed to provide immediate financial assistance with minimal documentation and competitive interest rates.

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Key Features and Benefits

Instant Loan Approval: Enjoy the convenience of instant loan approval through our user-friendly online platform. No need to visit a branch – complete the entire process online.
High Loan Amount: Get a high loan amount based on the market value of your Gold Ornaments. Our online calculator helps you determine the eligible loan amount instantly.
Attractive Interest Rates: Benefit from our attractive interest rates, ensuring that your loan remains affordable throughout the tenure.
Flexible Repayment Options: Choose from a variety of repayment options that suit your financial position.
Secured Storage: Rest assured that your gold ornaments are stored safely in our high-security vaults and same will be insured.
No Hidden Charges: Our transparent process ensures that there are no hidden charges or fees. You are informed of all costs upfront.

How It Works

Branch Visit for Initial Loan: Visit your nearest branch with your gold ornaments and select the Online Gold Loan option.
Gold Valuation: Our team at the branch will assess the weight and purity of your gold ornaments to determine the loan amount.
Approval and Disbursement: Once your application is submitted, it will be promptly processed. Upon approval, the loan amount will be disbursed directly to your bank account.
Subsequent Pledges Online: After the initial loan, you can conveniently manage and pledge additional gold ornaments online through our mobile app.
Secured Storage: Your gold ornaments are securely stored in our high-security vaults until the loan is repaid.

Eligibility Criteria

Age: Applicant must be at least 18 years old.
Gold Purity: The gold ornaments should have a minimum purity of 18 karats.
Gold Ownership: The applicant should own the gold being pledged for the loan.

Required Documents

Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.
Address Proof: Utility Bills, Passport, Voter ID, or Ration Card.
Bank Documents: Bank pass book

Why Choose Manappuram Asset Finance Online Gold Loan?

Convenience: Complete the loan process online without the need to visit a branch.
Speed: Quick processing and instant loan approval to ensure that you get the funds when you need.
Safety: Secured storage of your gold ornaments in high-security vaults.
Transparency: Clear and upfront communication about interest rates, fees, and charges.
Customer Support: Our dedicated customer support team is available to assist you throughout the loan process.

How to Apply

Visit Our Website: Access our online gold loan application form
Fill Out the Form: Provide the necessary details and submit the form.
Loan Approval: Get instant approval and disbursement of the loan amount.

Frequently Asked Question

Eligibility Criteria Required Documents Loan Details Application Process Loan Repayment Loan Management After Rejection

Any Indian citizen aged 18 years and above.
The gold being pledged should be owned by the applicant

Identity proof (Aadhaar card, PAN card, passport, etc.)
Address proof (utility bills, rental agreement, etc.)
Recent passport-sized photographs

The loan amount depends on the purity and weight of the gold being pledged. Manappuram Asset Finance Ltd offers loans up to a certain percentage of the gold's market value.

The loan tenure can range from 3 months to 12 months, with the option to renew the loan by paying the interest due.

The interest rate varies based on the loan amount and tenure. It is advisable to check the current interest rates on the official website or by contacting customer service.

Visit the Manappuram Asset Finance Ltd official website.
Fill in the online application form and submit the required documents.
Schedule a visit to the nearest branch for gold appraisal and loan disbursement.

Yes, you can prepay or foreclose your loan at any time. However, prepayment charges may apply. It is recommended to check the terms and conditions of your loan agreement for detailed information.

Missing an EMI payment can result in late payment fees and may affect your credit score. The pledged gold may also be auctioned to recover the loan amount.

You can check your loan status and repayment schedule by logging into your account on the official website or by contacting customer service.

Check the reason for rejection and rectify any issues (e.g., incomplete documents).
Reapply after addressing the concerns.
Contact customer service for further assistance.

Contact Us

For any queries or assistance, please Contact Us. Our team is here to help you with a seamless and secure online gold loan experience.

Manappuram Asset Finance Limited – Empowering Your Financial Needs with Convenience and Trust.

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ONLINE GOLD LOAN