Eligibility Norms
Cycle wise loan eligibility criteria
Under the Credit Policy, Micro Finance Loan is designed in such a way to meet borrower's and their family's requirements. The microfinance loans will be sanctioned within 15 days from the date of application, if the borrower meets the norms of company.
2nd Loan Cycle onwards
Eligibility
Business Rules for Existing customers - Conversion Loan / renewals:
The next cycle IGP loan to customer will be considered only after the existing loan is repaid in full/permitted loan net off as per operation circular/manual.
Customer loan eligibility is purely based on Credit Bureau (CB) check and the same is automated.
Mid-Term Loans (MTL)
MTL is designed to support the existing customers to meet their interim financial requirements.
Eligibility
MTL will be available after 6th instalment, for customers who have made 100% on-time payment of 6 immediately previous instalments. For this purpose, the payments made within 7 days from the due date will also be considered as on-time payment.
Branch : West Fort
First Floor, PV Arcade, Civilane road, Westfort, Thrissur Dt. Kerala, PIN : 680004
Contact Number (BH) : 8086000450
Contact Number (AH) : 6238875185
Branch : Pathiripala
1st floor, Pulachery Complex, Opp.CKM Theatre, Main Road, Pathiripala, Nagaripuram P.O, Palaghat D.t, Kerala, Pin: 678642
Contact Number (BH) : 8086000697
Contact Number (AH) : 6238875185
Branch : Raghunathpur
Khata No-592, Plot No-1175, 1176, 1177, 1180 Combine Plot, Above State Bank of India, First Floor, AT/PO-Raghunathpur, Dist - Jagatsingpur, Odisha 754132
Contact Number (BH) : 8086000450
Contact Number (AH) : 6238875185
Branch : Bihta
Suneel Complex ,First Floor ,Pitamber Nagar ,Bihta Chowk, PO/PS Bihta,Patna Dist , Bihar ,Pin -801103
Contact Number (BH) : 8714636650
Contact Number (AH) : 7873208742
Branch : Thanjavur
Door No.11/A,2783, South Rampart Road, Opp.Thilagar Thidal, Tanjavur(Dt), Tamilnadu.Pin - 613001
Contact Number (BH) : 6380101625
Contact Number (AH) : 6238875185